Terms and Conditions

Terms and Conditions

Welcome to MT McKinley Bank. By creating an account, accessing our platform, or using any of our financial services—including fund transfers, refunds, deposits, withdrawals, and loans—you agree to the following Terms and Conditions. Please read them carefully.1. Acceptance of Terms
By using MT McKinley Bank, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, please discontinue use of our services.2. Eligibility
To use our platform, you must:
Be at least 18 years old.
Provide accurate and verifiable personal information.
Not use our services for illegal activities or fraudulent transactions.3. Account Registration & Security
You must provide valid information when creating your MT McKinley Bank account.
You are responsible for maintaining the confidentiality of your login details.
Any activity performed through your account is assumed to be authorized by you.
If you suspect unauthorized access, you must notify us immediately.4. Fund Transfers
All transfers made through MT McKinley Bank must comply with our security and verification procedures.
Transfer processing times may vary depending on third-party institutions, network delays, or compliance checks.
MT McKinley Bank is not responsible for delays caused by external banks, mobile money operators, or payment gateways.5. Refund Processing
Sellers/businesses must ensure that refund requests are legitimate before initiating transfers.
Refunds are processed only when both parties (buyer and seller) have verified MT McKinley Bank accounts.
Once a refund is transferred to a buyer’s account, MT McKinley Bank is not responsible for any disputes that occur outside the platform.6. Loans
All loan applications are subject to approval based on eligibility, creditworthiness, and verification.
Loan interest rates and repayment terms will be clearly stated before acceptance.
Failure to repay loans on time may result in penalties, account restrictions, or legal action.7. Deposits & Withdrawals
All deposits and withdrawals must follow the methods provided on our platform.
Processing times may vary due to security checks or third-party payment delays.
MT McKinley Bank reserves the right to request additional verification for large transactions.8. Fees & Charges
Certain transactions may incur service fees, which will be clearly displayed before completion.
Fees are non-refundable unless stated otherwise.9. Prohibited Activities
You agree NOT to use MT McKinley Bank for:
Money laundering or fraud
Funding illegal activities
Account impersonation
Unauthorized access or system manipulation
Providing false or misleading information
Any violation may lead to account suspension or permanent termination.10. Limitation of Liability
MT McKinley Bank is not liable for:
Losses due to incorrect information provided by users
Delays caused by third-party providers or network failures
Unauthorized transactions caused by user negligence
Financial disputes between buyers and sellers outside our platform
However, we ensure maximum security and support to maintain a safe banking environment.11. Service Availability
We strive to provide uninterrupted access to our platform. However, planned maintenance, upgrades, or unforeseen network issues may temporarily affect service availability.12. Changes to Terms
We may update these Terms as needed. Users will be notified of significant changes, and continued use of the platform implies acceptance of updated Terms.13. Contact Us

For questions or concerns about these Terms, you may reach us at:

📧 Email: info@mckinleybk.com