At MT McKinley Bank, we are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy outlines how we collect, use, and safeguard your data when you use our services.
1. Information We Collect
We collect the following types of information to provide and improve our services:
- Personal Information: Name, email, phone number, address, date of birth, and government-issued identification.
- Financial Information: Bank account details, transaction history, deposits, withdrawals, refunds, and loan applications.
- Account Information: Login credentials, security questions, and account activity.
- Device & Usage Data: IP address, browser type, operating system, and login timestamps for security purposes.
2. How We Use Your Information
We use your data to:
- Create and manage your MT McKinley Bank account.
- Process fund transfers, refunds, deposits, withdrawals, and loan applications securely.
- Improve our banking services and customer support.
- Prevent fraud, unauthorized access, and other security threats.
- Comply with legal and regulatory requirements.
3. How We Protect Your Information
We implement strict security measures, including:
- Encryption: All sensitive data is encrypted to prevent unauthorized access.
- Two-Factor Authentication (2FA): Additional security layers for account protection.
- Access Controls: Only authorized personnel can access user data when necessary.
- Regular Security Audits: We continuously monitor and update our systems to maintain the highest security standards.
4. Sharing of Information
We do not sell, trade, or rent your personal information. However, we may share data with:
- Regulatory Authorities: To comply with banking laws and regulations.
- Service Providers: Third-party vendors who assist in processing transactions or fraud prevention.
- Legal Obligations: When required by law or to protect against fraudulent activities.
5. Your Rights & Choices
You have the right to:
- Access & Update Your Information: You can review and update your personal details anytime through your MT McKinley Bank account.
- Request Data Deletion: You may request the removal of your personal data, subject to legal and financial record-keeping requirements.
- Opt-Out of Marketing: You can opt out of promotional emails and notifications at any time.
6. Cookies & Tracking Technologies
We use cookies and similar technologies to enhance your experience, track login sessions, and analyze platform performance. You can manage cookie preferences through your browser settings.
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website, and significant updates will be communicated to users.
